Why Get Renter’s Insurance, Learn How it Can Protect You

There have been so many occasions where we hear of families, or individuals losing everything inside their home whether it be in the event of a fire or a burglary. All they are left feeling is, what if there was something I could have done to prevent this? There isn’t, we cannot account for things that are going to happen because we don’t know the future. One thing we can do is be protected if something does happen. How do we do this you may ask?  Let’s talk about renter’s insurance.

                Renter’s Insurance and Home Insurance What’s the difference?

Getting Renter’s Insurance is probably one of the easiest ways for us to be protected from anything bad that might happen to our things and ourselves in our apartment or living space. The differentiation between renter’s insurance and home owner’s insurance is what it protects. While home owner’s insurance protects your home and the area surrounding, it does not protect the things inside, and the things you have probably spent so much on. It also definitely does not protect you if a thief comes to your home, takes everything in it, but the property is left unscathed. This is what Renter’s insurance is for and what it will protect.

Benefits of Renter’s Insurance

You will be amazed at how much everything you own costs, when you combine it all together. To be able to have a policy that will reimburse you for anything that is lost inside your home, is one of the best feelings in the world. If you have water damage, or smoke damage, it will protect you and will cover hotel expenses while repairs are done to your home. The many benefits and reasons why you should consider renter’s insurance. The best part about it is, that you can include an Umbrella Liability policy to your renter’s insurance. What this makes sure of is that anything the renter’s insurance doesn’t cover, you would be able to fall back on the umbrella liability. It serves as a safety net When anything in your primary renter’s insurance has been exhausted or used.

If you are a tenant and have considered getting renter’s insurance in Massachusetts, and looking for the best policy for you. Contact John J Walsh Insurance for detailed information on any questions you may have at 978-745-3300 or contact us via email at johnjw@walshinsurance.com.

Please visit us online for more information on our other services we serve making sure you are insured every possible way at http://www.walshinsurance.com/